Ventura County Housing Market Update – June 2025
The Ventura County housing market is undergoing a subtle but meaningful shift in 2025. What was once an aggressively competitive seller’s market is slowly evolving into a more balanced environment, marked by increased inventory, moderating home price growth, and longer days on market. Still, demand remains strong in key cities, especially in coastal and well-connected areas.
Photo by Breno Assis on Unsplash
Home Prices and Sales Activity for Ventura County Housing Market
As of May 2025, the median sale price in Ventura County stands at approximately $889,000, a 4.6% increase year-over-year. Roughly 546 homes sold in May, slightly down (~0.9%) compared to the same period in 2024. The median price per square foot is $526, up just 0.7% from a year ago, showing that buyers are becoming more cautious amid high borrowing costs.
Inventory and Market Timing
Inventory continues to increase, with around 1,604 active listings in May, an 8% month-over-month gain. The average days on market has risen to 42, compared to 34 a year ago, signaling that the market is gradually becoming less competitive for buyers.
Mortgage Rates and Affordability for Ventura County Housing Market
As of mid-June 2025, the average 30-year fixed mortgage rate is approximately 6.8%, and the 15-year fixed rate is around 5.96%. These high rates continue to impact affordability. The Federal Reserve has held its benchmark rate steady, but rate cuts later this year could lead to slight declines in mortgage costs. Still, most forecasts suggest rates will remain above 6% into 2026.
Fastest-Selling Cities in Ventura County
Despite broader market cooling, several cities in Ventura County remain highly competitive. Below are the fastest-selling cities based on average days to close:
| City | Average Days to Close |
|---|---|
| Camarillo | 30.8 days |
| Oak Park | 31.6 days |
| Ventura | 31.9 days |
| Moorpark | 33.4 days |
| Simi Valley | 33.7 days |
Buyer and Seller Outlook for Ventura County Housing Market
For Buyers
- More inventory and time to make decisions
- Affordability still a challenge due to elevated mortgage rates
- Need to act quickly in high-demand markets like Camarillo and Ventura
For Sellers
- Homes still selling near list price in many areas
- Preparation and pricing strategy are critical
- High demand continues in top-tier cities
Market Summary Snapshot
| Metric | Value (June 2025) |
|---|---|
| Median Home Price | $889,000 |
| Homes Sold (May) | ~546 |
| Active Listings | ~1,604 |
| Average Days on Market | 42 |
| 30-Year Fixed Mortgage | ~6.8% |
| Sale-to-List Price Ratio | ~99.2% |
| Homes Sold Over List Price | ~32% |
| Fastest-Selling City | Camarillo (30.8 days) |
What to Expect in the Months Ahead
- Modest home price growth (3–5%) expected
- Inventory to rise gradually, giving buyers more options
- Mortgage rates may fall slightly but remain above 6%
- Top markets will continue to see high competition
Final Thoughts
Ventura County’s real estate market remains strong but more balanced than in recent years. Buyers and sellers both have opportunities in 2025, though success will depend on staying informed and adjusting to evolving conditions. With higher rates and varied market speeds across cities, working with an experienced agent is more important than ever.